One Wallet.
Your Complete Financial Life.
Instant transfers, QR payments, multi-currency wallets and virtual cards — one secure, bank-grade network.
EUR/SYP
158.75
+0.3%
USD/SYP
136.85
-0.2%
EUR/SYP
158.75
+0.3%
USD/SYP
136.85
-0.2%
One Platform… All Your Financial Services
From daily transfers to cards and international remittances — in one elegant app.
Instant Transfer
Send & receive in seconds between Zovo users — no hidden fees.
QR Payment
Scan and pay in stores instantly — cashless, modern experience.
Multi-Currency Wallets
SYP, USD, and crypto — each in its own wallet.
Virtual Cards
Instantly issue a card and shop at any online store worldwide.
Bills & Top-up
Pay electricity, internet, and top up your phone anywhere.
Instant FX
Swap currencies at live transparent rates inside the app.
International Remittance
Send from anywhere — money arrives home in seconds.
Savings Goals
Set a goal, save toward it, watch it happen.
Cashback & Rewards
Earn on every payment — then redeem your points.
Bank-grade Security
Full encryption + PIN code + Trusted Device.
Instant Transfer
Send & receive in seconds between Zovo users — no hidden fees.
QR Payment
Scan and pay in stores instantly — cashless, modern experience.
Multi-Currency Wallets
SYP, USD, and crypto — each in its own wallet.
Virtual Cards
Instantly issue a card and shop at any online store worldwide.
Bills & Top-up
Pay electricity, internet, and top up your phone anywhere.
Instant FX
Swap currencies at live transparent rates inside the app.
International Remittance
Send from anywhere — money arrives home in seconds.
Savings Goals
Set a goal, save toward it, watch it happen.
Cashback & Rewards
Earn on every payment — then redeem your points.
Bank-grade Security
Full encryption + PIN code + Trusted Device.
Unlock with your PIN — no password, every time
Register your device once, then log in securely with a 6-digit PIN. Full re-authentication every 7 days — bank-grade security without friction.
Worlds apart — money home in seconds.
Send to the people who matter, from any country — arrives instantly, collected as cash or straight to their wallet.
Save for what matters — earn while you spend.
Set a savings goal, track your progress, and earn cashback plus redeemable points on every payment. Your money works for you.
Up and Running in 3 Steps
Register & Verify
Open your free account and verify your identity in minutes.
Fund Your Wallet
Top up through a local agent or deposit directly — fast and secure.
Pay & Transfer
Send money, pay bills, top up, withdraw — all in a single tap.
An App That Feels as Good as It Works
Invite your friends — you both win.
Share your link. When a friend joins and activates their account, you both get an instant reward — no strings attached.
In Their Own Words
"ZovoPay transformed how I collect payments at my store — instant, reliable, and my customers love the QR experience."
"Money reaches my family in seconds. The cashback is a wonderful touch. The best financial app I have ever used."
"Cash-in, cash-out, and settlement are effortless now. The reports are accurate and update in real time."
Accepted Wherever You Are
Why ZovoPay?
The Complete Payments Platform for Your Business
One platform for merchants, agents, and companies — accept payments, run your team, and stay on top of your finances.
Merchant
POS, payment links, product catalog, inventory, and digital receipts.
Agent
Cash in and out, automated settlement, and commissions — all in one view.
Company
Payroll, multi-branch management, role-based staff access, and full accounting reports.
Your Security Comes First
Full Encryption
Your data and transactions are end-to-end encrypted.
Two-Factor Authentication
A second layer of verification on every login.
Trusted Device
PIN unlock with scheduled full re-authentication.
Fraud Monitoring
Continuous real-time scanning for suspicious activity.
A Global Platform… with Core Support for Syria
ZovoPay is a modern platform built for the region — with Syria at its heart. Full SYP support, a complete Arabic-first interface, a growing local agent network, and people ready to help.
What Is Coming Next
Cryptocurrencies
Hold and exchange digital assets with confidence.
Yield Savings
Watch your savings grow with clear, flexible plans.
Tokens & Rewards
A richer rewards ecosystem built around your loyalty.
Buy Now Pay Later
Get what you need now, pay on your schedule.
Join the ZovoPay Community
Get early access to new features, updates, and exclusive offers.
